Home Insurance Information

Your home is one of your most valuable assets, and at Ward Insurance, we are dedicated to helping you protect it. Our comprehensive home insurance policies provide peace of mind by covering a wide range of potential risks and damages.

Key Features:

• Dwelling Coverage: Protects the structure of your home against perils such as fire, wind, hail, and more.
• Personal Property Coverage: Covers your personal belongings, including furniture, electronics, and clothing, against theft, fire, and other covered events.
• Other Structures Insurance: Provides coverage for buildings and structures on your property that are not attached to your main home, such as garages, sheds, fences, and guest houses.
• Liability Protection: Provides financial protection if someone is injured on your property or if you are held responsible for accidental damage to someone else’s property.
• Loss of use/Additional Living Expenses (ALE): Covers the cost of temporary housing and other expenses if your home becomes uninhabitable due to a covered loss.
• Optional Add-Ons: Enhance your policy with additional coverage options like flood insurance, or high-value item protection such as scheduled jewelry. 

Whether you own a house, condo, or rental property, we offer tailored solutions to fit your specific needs and budget. Safeguard your home and everything in it with reliable coverage from Ward Insurance.